Cyber Risks: A Legal Perspective
By Brijanand Goberdhan FCIP ACII Dip.Ins.(TT)
Brijanand Goberdhan is a former Special Investigator with the Bureau of Investigation (Florida Department of Financial Services/Division of Insurance Agent and Agency Services) as well as a former Senior Underwriting Specialist, Broker, and Trainer/Lecturer. He currently authors Continuing Education Insurance Courses as an Independent Consultant (brijgoberdhan@gmail.com)
1 Technical Credit for Level 1, 2, and 3 General Insurance Agents and Salespersons.
To qualify for CE credit…
– Read the entire article carefully, including all its sections and content labelled ‘Mandatory’.
– Select the ‘Mark Complete’ button at the end of each section to track your progress.
– Successfully challenge the quiz to demonstrate your learning.
– Select the ‘Completion Certificate’ link to save and download your personalized completion certificate.
Please Note: CE credits from this HyperArticleTM can only be used once towards your CE requirements every three licence periods. For further information on CE regulations, please refer to the Insurance Council of BC’s website.
Overview
This HyperArticle™ traces the evolution of “cyber” from its cybernetics origins to today’s cyber risks. You’ll learn about the growth of the cybersecurity insurance market, the types of cyber-liability coverage (first-party and third-party), and critical policy exclusions like war, inadequate security, and third-party providers. Understanding these concepts, along with evolving legal interpretations of cyber events, is important for providing comprehensive advice and appropriate coverage to clients facing increasing cyber threats.
DISCLAIMER:
By accessing or using these materials you accept the following terms and conditions. The content in this course is provided for general information purposes only and does not constitute legal or other professional advice or an opinion of any kind. Users of these materials should seek appropriate, qualified professional advice before acting or omitting to act based upon any information provided on or though these materials. The author does not warrant or guarantee the quality, accuracy or completeness of any information in this course. The author does not accept any liability for your use of these materials. Your use of these materials is at your own risk. The author will not under any circumstances be liable to you or any other person for any loss or damage arising from, connected with, or relating to the use of these materials by you or any other person. The user is reminded given the dynamic nature of the materials referred to, this course content and information may be subject to change, different interpretations and as such the user should be guided accordingly. The author does not assume the obligation to revise or update any information, content or statement that may be contained in this course or to revise them to reflect the occurrence of any future events or otherwise. The course may include links to other third party sites or resources and businesses operated by other persons (collectively “Other Sites.”) Other Sites are independent from the author, and the author has no responsibility or liability for or control over Other Sites, their business, goods, services, or content. Your use of Other Sites and your dealings with the owners or operators of Other Sites is at your own risk.
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